AI-Powered Payment Collection
Recover more debt with empathetic, compliant AI conversations that negotiate payment plans and send instant payment links.
35%
Higher recovery rate
90%
Cost reduction
20+
Languages
100%
Compliance
The Challenge
Traditional collection teams are expensive, inconsistent, and limited by working hours. Manual dialing leads to low contact rates, and agents burn out from repetitive calls — resulting in poor recovery and high attrition.
Our Solution
Simpragma's AI voice agents call borrowers at optimal times, negotiate payment plans in their preferred language, and send instant payment links via SMS. Every call follows your compliance rules automatically.
Key Features
Automated payment reminders
Payment plan negotiation
Instant payment link via SMS
Multi-language support
Compliance rule engine
CRM & core banking integration
Real-time analytics dashboard
Retry logic & optimal timing
Call recording & transcription